General Features of CAS Software

Settings Features

Area/Collectors Setting

• Area/Collectors Name
• Commission Systems

Deposit Scheme Setting

·         Current

·         Saving

·         Fixed Deposits

·         Periodic Deposits (Daily, Monthly etc)

·         Various type of Deposit collection scheme and Payment

Loan Setting (Flat/Diminishing method)

·         Personal Loan

·         Business Loan

·         Flat Loan

·         Share Loan

·         Agricultural Loan

·         Hire Purchase

·         Others Loan

·         Interest  setting on individual Loan

·         Other Loan Scheme

Penalty Setting

·         Penalty on Delay of Installment  or ageing Loan

·         Increment of interest rate as per delay on loan payment

Other Accounts Setting

·         Member/Share Application Form

·         Loan Application Form

·         Guarantee(Jamani) and collateral Setting for Loan

·         Agent/Collector commission setting

·         Fixed Deposit Account Setting

·         Create EMI and  contract (TamaSuk) setting

Cheque Settings

·         Payment Slip Setting (Cheque)

·         Issue of payment slip

·         Print of payment slip

Master Account: Master account system is for summary of various account of the same person, so you can analysis and it’s also support for decision making and reporting. Example: You can see and analyze the saving, share, loan, advance and others account of Mr. X at the same time. You can..

·         Set Photograph of Members/Shareholders

·         Set Signature

·         Tinpuste Bibaran

·         Mailing Address

·         Other Information if required

Transactions/Inputs Features

Account Creation

·         Created defaults accounts as per Cooperative regulations

·         Set Cooperative Account Code (example: 110 for Loan)

·         Create A/c No. as per your requirement

·         Account Search system as per your need

·         Activate and deactivation of account

Transaction Entries

• Journal Voucher
• Sales /Purchase for Assets or Inventory
• Loan Disbursement (Payment Partially or whole)
• Principal and Interest collection
• Deposit Collection
• Deposit Payment
• Capitalize Interest (Post interest on individual account) periodically as per setting
• Share Bonus Calculation and payment
• Tax deduction on Interest and Share bonus form Individual deposit accounts
• Payment slips (cheque) entry, Print and Issue to members
• Automatic Interest calculation on deposit
• Loan disbursement on Flat and Diminishing basis
• Commission calculation to the agents/collectors on their collection of deposit or Loan

Reports

·        Trial Balance up to date or periodically

·        Income and Expenditure Statement up to date or periodically

·        Balance Sheet  up to date and periodically

·        Cash account , Bank account Statement for reconciliation

·        Daybook report

·        User’s daily transaction report

·        Stock Statement reports with value

• Based on ‘Char Khata’ accounting system including Control Ledger
• Assets Management by its stock and value
• Loan ageing statement
• Deposit maturity statement for periodic saving accounts and fixed accounts
• Periodic analysis report of Disbursed Loan and Cleared Loan
• Individual Account Statement
• Collection sheet report for collectors/Agents
• Shareholders/Members report

Other Utilities and Tools

• Annual Budgeting Setting System for Budget control
• Based on ‘Char Khata’ accounting system including Control Ledger
• Master and Root Account System

Security

·        Daily/Periodic Account closing system

·        Multi User system with assigning level task

·        Secure Backup and Restore of Database

·        Auto Account Transfer in Every Year

Customization facility as per your need and requirement

Online Support